Pension Compliance

Commencing Pension Within SMSF

Lump Sum and Income Streams

WhySuper will help you to do your end of year pension compliance. Please see the ATO video below for more information.

Preservation Age

Why is preservation ages important? Please see this ATO link which explains how the preservation age affects the ability for an SMSF member to access their super.

Preservation age based on date of birth

Date of birth

Preservation age

Before 1 July 1960


1 July 1960 – 30 June 1961


1 July 1961 – 30 June 1962


1 July 1962 – 30 June 1963


1 July 1963 – 30 June 1964


From 1 July 1964



Lump sum and income stream (pension) ; Accessing your super


General Advice Warning

WHYSUPER does not provide financial product advice or recommend any products. This advice is general and does not take into account your objectives, financial situation or needs. You should consider whether the advice is suitable for you and your personal circumstances. Before you make any decision about whether to acquire a certain product, you should obtain and read the relevant product disclosure statement. We recommend that you consult a licensed or authorised financial adviser if you require financial advice that takes into account your personal circumstances. While the sources for the material are considered reliable and we have taken all due care, responsibility is not accepted for any errors, inaccuries or omissions. You can check whether a person is a licensed or authorised financial adviser by visiting the Australian Securities and Investments Commission at Prior to setting up a SMSF please consider the additional fees that typically apply for an SMSF including an ATO Supervisory Levy, Corporate Trustee Setup Fees, Investment Fee and Ongoing ASIC Fees.